If you are paying for both Medical Cover and Dread Disease Cover… you may ask yourself why? The cost of living keeps rising and in the year ahead we can expect more increases that will put pressure on our hard-earned and diligently saved resources. This doesn’t have to be bad news – it can encourage us to improve and tailor our financial planning to meet the changes and test our flexibility! That means going back to […]
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Lessons Learnt from Investing in 2016
Having recently read a report from the CEO of PSG Asset Management, Anet Ahern, here are a few key pointers that our top minds in the investment sector will be carrying with them as we start 2017. 1. The best investment decisions aren’t always the most comfortable During the first two weeks of 2016, a few of the top investment vehicles were down between 8% and 10% – the worst start to a year ever. All […]
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Slow Down. Appreciate.
If you’re anything like me, you may find that after you’ve had a holiday… you feel like you need a holiday! Our pace of life is currently so fast that even when we’re on holiday, or trying to take things a little slower, we don’t actually get to relax or rest as much as we would like. As a result, we find ourselves making decisions and choosing to speed life up so that we can simply […]
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New Year Spending Tips
If you want to change the way you’re doing something, if you want to improve or adjust or if you simply want to bring about a new direction – changing the way you think about something is the first step! Many of us begin our new-year-financials with a hope to saving more money – and as the year progresses, we find that we haven’t achieved this goal as well as we would have liked. Whilst there […]
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Rest. Relax. It’s all in the mind.
Experts say that you need at least 14 days of leave from work in order to begin to properly relax. But often that is a luxury few of us get to enjoy. I’m not referring to leave where we still have access to our emails and check them once a day or have a phone call or two from the office here and there. I mean a complete break, with zero work contact. This means that […]
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Gobble. Gobble
The festive season is so festive because we do too much, spend too much… and eat too much! We try to fit in as many social events as possible, because we have so many people that we want to see; and we spend so much money because we want people to spoil our family, friends and ourselves! But we also often land up eating lots of foods that are richer and a little more special than […]
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Employee motivation
At the end of the year, there is often a heightened expectation to show appreciation to one’s staff. Whether they help you out around the house or run your company, most of us have people who work for us and feel a desire to show them appreciation! Whilst paying out bonuses is a common way to do this, not all employers can afford to pay out bonuses and may feel stumped as to how to motivate […]
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Road Trip Bliss
For most South Africans, December will include a road-trip of sorts. Whether it’s an hour or two up the coast, or 15 hours across the middle… we live in a country that is too beautiful not to explore in our time off. So how can you use your hours on the road to your advantage? Watch your posture Did you know that sitting in a car naturally makes you moody? Joint research from Harvard and Columbia […]
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Christmas Gifts… Sorted
Every year it seems like Christmas gets closer and closer, and December seems to disappear without warning. Before we know it, it’s a few days before the big day and our gift cache is looking too meager for our liking. So here is my solution: buy online through Takealot! But not at the last minute… start browsing today! Every day, they post their daily deals that have an average of around 40% discount. But if you […]
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Characteristics of a canny investor – Part 2
Just because you don’t have an ultimate financial gambit to sell a business or inherit funds, it doesn’t mean you will never become wealthy. The important thing is to know yourself – in particular, your financial behaviour. Modeling your behaviour after successful investors is already a step in the right direction. Let’s look at some more of the behavioural traits of an astute investor: 1. They get pleasure out of saving, not spending Buying things releases […]
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